Small Business Resources
Updates for May 28, 2020
Governor Andrew Cuomo announced he would sign an Executive Order later today to allow private businesses to deny entry to stores and places of business to anyone who doesn’t wear a mask or face covering.
The governor said that the rules posted on the state website for industry guidance to reopen is for the entire state. He clarified that there would not be different guidelines for urban and rural areas.
The governor did not make any comments on any region moving into Phase 2 tomorrow, which would be two weeks from when the first regions entered Phase 1. This does not mean they will not still qualify and begin entering Phase 2 tomorrow, but that has not been confirmed by the governor.
The pre-application period for the New York Forward Loan Fund has begun. You do not apply directly with lenders like federal loan programs, but complete a pre-application process. That can be found HERE.
The U.S. House has passed a bill that would expand the covered period to use funds from 8 weeks to 24 weeks. Additionally, the threshold of how much of the loan must be used for payroll expenses would drop from 75% to 60%. The bill will now be sent to the Senate for possible amendments and passage. We will update you on the progress of this legislation.
Reminder: updated essential business guidance has been posted by the state and can be found HERE.
Updates for May 27, 2020
Empire State Development has released an updated Essential Business Guidance. It can be found HERE.
Campgrounds and RV parks are now allowed to reopen statewide.
Guidance has been posted by the state regarding religious and funeral services and can be found HERE.
OSHA has released guidance on how construction workers can remain safe as the construction industry begins to reopen. This guidance can be used by both construction workers and the administrative staff of the company. It can be found HERE.
OSHA has also announced they will be providing training grants for safety and health trainings. The press release can be found HERE.
In today’s press conference Governor Andrew Cuomo spoke to reporters about his meeting with President Trump earlier today. Governor Cuomo emphasized that he discussed the need for additional funding for states to ensure there are not cuts to state funding for essential workers.
The governor also reiterated the need for SALT deductions to be brought back to lessen the tax liability of New Yorkers, and his call for a major infrastructure program.
Updates for May 26, 2020
In today’s (Tuesday) press conference Governor Andrew Cuomo officially announced the Mid-Hudson Region could begin Phase 1 reopening today.
To view the Sullivan County Playbook for Re-opening click HERE
Governor Cuomo reiterated that the Regional Control Groups would continue to monitor the 7 metrics and would determine how to handle any new spikes in cases. If these metrics begin to rise, it is possible for a region to be shut back down to stop the spread of the virus. These metrics can also be found HERE.
The Governor also announced he would be meeting with President Trump tomorrow to discuss funding for states, support needed to help jump start the economy, and an increase for infrastructure spending.
The Treasury Department has released an interim final rule for the Paycheck Protection Program's loan forgiveness. The interim final rule can be found HERE. The Treasury Department has also released an interim final rule for SBA loan review procedures and related borrower and lender responsibilities. That interim final rule can be found HERE
Veterinarian practices across the state may reopen starting today.
Additional information has been released on the New York Forward Loan Fund, and can be found HERE
Under an Executive Order signed by Governor Cuomo on Friday, gatherings of 10 or fewer individuals for non-essential purposes are allowed under the condition that social distancing protocols and disinfecting protocols are followed. The Executive Order can be found HERE.
Updates For May 21, 2020
Governor Cuomo has announced the state would extend the sales tax filing deadline to June 22.
Reminder: In April, the Governor created a State Enforcement Task Force where individuals can file complaints online, or by telephone 24/7. Complaints will be reviewed by the State Task Force and if appropriate will then be referred to local authorities. The guidance states: "Authorities should use the least invasive enforcement approach necessary to achieve compliance." To view the guidance, click HERE.
It is important to note that the penalties could include revoking any state license or certification, and/or up to a year imprisonment. It is important for everyone to follow the safety guidelines, including the use of PPE and social distancing, put out by the state to ensure your business is not reported.
The CDC has released additional guidance broken out by industry and community style. The guidance can be found HERE.
The U.S. Department of Labor has released revised enforcement policies that require businesses to keep records of any employee who tests positive for COVID-19 and is work related. The full guidance can be found HERE.
In today’s press conference Governor Andrew Cuomo said the contact tracing program will call individuals or businesses who may have come into contact with an individual who tested positive. The caller ID will be listed as "NYS Contact Tracing" and should be answered immediately.
Governor Cuomo announced summer school would be remote learning this year, and reiterated it was too early to determine if schools can reopen in the fall. He said the state would put out guidance in the beginning of June on precautions schools must take, and the schools would then need to submit a safety plan to the state by July on how they would reopen.
Additionally, Governor Cuomo said until they have more information on the pediatric inflammatory syndrome he would not recommend sending children to summer camps. No decision has been made on if summer camps will even be allowed to be open, but based on the governor's comments it is unlikely.
Updates for May 20, 2020
If you are an essential business, your employees working and interacting with the public qualify for a COVID-19 test. If you are a business reopening in Phase 1, you also qualify to have your employees tested. To find a testing site, you can use the test site finder HERE.
The NY Department of Labor has released a FAQ page for employers in regards to COVID-19, including questions on Unemployment Insurance, Shared Work and Job Refusal. The page can be found HERE.
The US Department of Labor has adopted revised policies for enforcing OSHA’s requirements with respect to coronavirus as economies reopen in states throughout the country. The revised policies cover increased in-person inspections at all types of workplaces, and the enforcement policy for recording cases of coronavirus. Both policies can be found HERE.
Guide to PPP Loan Forgiveness: The US Chamber of Commerce recently released a useful and easy to follow guide on what businesses need to do to apply for forgiveness of their PPP loans. Access the guide HERE.
The State has updated the guidance on what types of organizations are considered essential. The updated guidance can be found HERE.
While the Mid-Hudson region has NOT yet met the criteria to begin phase 1 of reopening, all businesses, including essential businesses, must develop a COVID-19 Health and Safety Plan. A template for a plan may be found HERE. Please note: This plan does not need to be submitted to a state agency for approval but must be retained on the premises of the business and must made available to the New York State Department of Health (DOH) or local health or safety authorities in the event of an inspection.
In today’s press conference Governor Andrew Cuomo said beginning Thursday, religious ceremonies can take place as long as there are less than 10 individuals gathered and social distancing efforts are in place. The Interfaith Advisory Committee will be convening to determine how religious institutions can reopen fully going forward.
Governor Cuomo said there has not been a date set to reopening casinos because they are considered large gathering venues. Casinos who are run by Native American tribes have announced reopening dates because technically they are sovereign and cannot be closed by the state.
Governor Cuomo reiterated that if there is a region that has their various indicators rise after they begin the reopening phases, the state will shut that region back down.
Updates For May 19, 2020
Horse and car racing tracks will be allowed to reopen without fans beginning June 1. The state will give out additional guidance in the coming week.
Additionally, Governor Cuomo has stated his support of reopening of major league sports but without fans. He has not yet commented on the status of minor league sports, including the Hudson Valley Renegades.
The New York State Senate will reconvene for session starting next Tuesday. They will be focusing on COVID-19 related issues, including housing regulations, but have not released an agenda yet. Any legislation impacting the business community will be shared as it is made available.
An updated FAQ document concerning the reopening of industries through NY FORWARD has been released by the state. It can be found HERE.
Governor Andrew Cuomo said the state would begin a pilot program to allow visitations to hospitals. If it is successful, the pilot program will be expanded throughout the state.
The governor said once the downstate regions begin to reopen, the MTA will have policies in place to have the capacity to provide safe commuting services.
Sector specific reopening requirements have been posted by the state, including:
Be in a designated industry and approved region.
Adopt a written reopening plan consistent with state guidance and standards – including applicable Executive Orders. Written plans must be maintained and posted on site, but do not need to be submitted to the state.
Fully implement its reopening plan, including required employee outreach and training.
Affirm to the state that the employer has read and understands its obligation to operate in accordance with state guidance.
Stay current. Consult the NY Forward website on a periodic basis or whenever notified of the availability of new guidance. That site can be found HERE.
OSHA has released guidance for ride-share, taxi, and car service workers. That guidance can be found HERE. OSHA guidance for nursing home and long-term care facility workers can be found HERE. They have also released guidance for retail pharmacies, which can be found HERE.
In today’s (Thursday 5/14) press conference Governor Andrew Cuomo said the Central New York Region has met the requirements to reopen beginning tomorrow.
Governor Cuomo also stated that any business looking to begin or expand production of PPE will be able to get financial assistance from the state. To learn more information on this program, go HERE.
Cuomo said the state would rely on possible Federal legislation to provide liability immunity to businesses who are reopening. He is currently not looking at having the state provide immunity through an Executive Order.
COVID-19 UPDATE: New York State considers farmer’s markets an essential business. However, there are new requirements for farmers' markets for the duration of the Executive Order. These requirements are meant to maintain outlets for healthy local foods while safeguarding our farmers, consumers, and communities from the spread of COVID-19. *Please Note! Schedules are subject to change, along with policies and procedures based on guidance for COVID-19 from New York State Ag & Markets. Click HERE to Learn More
SBA to Make Economic Injury Disaster Loans Available to U.S. Agricultural Businesses Impacted by COVID-19 Pandemic
WASHINGTON – U.S. Small Business Administration Administrator Jovita Carranza announced today that agricultural businesses are now eligible for SBA’s Economic Injury Disaster Loan (EIDL) and EIDL Advance programs. SBA’s EIDL portal will reopen today as a result of funding authorized by Congress through the Paycheck Protection Program and Healthcare Enhancement Act. The legislation, signed into law by the President one week ago, provided additional funding for farmers and ranchers and certain other agricultural businesses affected by the Coronavirus (COVID-19) pandemic.
PARTNERSHIP UTILIZES CAPPELLI FOUNDATION DONATION TO ASSIST SMALL BUSINESSES 4/21/20
Lapse in Appropriations Notice: SBA is unable to accept new applications at this time for the Economic Injury Disaster Loan (EIDL)-COVID-19 related assistance program (including EIDL Advances) based on available appropriations funding. Applicants who have already submitted their applications will continue to be processed on a first-come, first-served basis.
Read The Full Notice HERE: https://bit.ly/3elQHG9
UPDATE FROM THE SULLIVAN COUNTY CHAMBER OF COMMERCE 4/13-4/14/20
4/7/2020 - The Sullivan County Partnership Is now offering Disaster Relief Workforce Emergency Funding - For More Information and to apply follow the link below
Latest Update from the SC Chamber 4/2/2020 click here
SULLIVAN COUNTY OPENING EMERGENCY ASSISTANCE CENTER CLICK HERE FOR MORE INFO
|Coronavirus in NY: All non-essential travel, gatherings and work banned|
Going the Extra Mile –
Yellow Cab wants to remind everyone that they are available to take people back and forth for their groceries and the pharmacies, or provide delivery services for those that cannot leave or do not want to leave their homes – "We will remain open to meet the transportation needs of our customers as long as possible. Our staff are being provided with sanitizing wipes for their vehicles. We ask our customers to please keep rides to less than 3 people and use the back seat, to abide by the "Social Distance" guidelines. As directed, IF YOU ARE SICK AND HAVE A FEVER, STAY HOME AND CALL YOUR HEALTH CARE PROVIDER OR URGENT CARE. DO NOT GO TO DOCTOR, HOSPITAL OR URGENT CARE WITHOUT CALLING FIRST!."
PURSUIT LENDING - We are reaching out with some important updates regarding our response to the COVID-19 crisis in New Jersey, New York, and Pennsylvania.
COVID-19 RESOURCE CENTER
We have set-up a COVID-19 Resource Center <https://pursuitlending.us8.list-manage.com/track/click?u=a0cb2bcb18a79b2360153b45a&id=491f1605cb&e=43d4fd5cb6> on our website, which we are updating in live time with the latest information on the SBA Economic Injury Disaster Loan Program (EILP) as well as other regional and local resources available to business owners. The EILP is being administered by SBA directly; businesses should be encouraged to apply directly with SBA. Please help spread the word about this critical program by sharing the resource center with your clients.
Our team is also working around the clock to serve the significant number of clients who have requested loan deferrals as a result of hardship resulting from closures and loss of business related to COVID-19. We are typically offering 3 to 6 month full deferrals, which parallels the deferrals we are seeing from third-party lenders. Information on how to request a loan deferral is available at our COVID-19 Resource Center <https://pursuitlending.us8.list-manage.com/track/click?u=a0cb2bcb18a79b2360153b45a&id=be44d5313c&e=43d4fd5cb6> .
OTHER LOAN PROGRAMS
We expect to be able to offer loans for working capital to all businesses to address critical expenses until we get through the worst of this and they can return to a semblance of their former revenue. More details are forthcoming.
In addition, the 504 refinance loan program <https://pursuitlending.us8.list-manage.com/track/click?u=a0cb2bcb18a79b2360153b45a&id=c060b068e4&e=43d4fd5cb6> can be a helpful tool for serving businesses at this time. Refinancing existing commercial mortgages with today's rates <https://pursuitlending.us8.list-manage.com/track/click?u=a0cb2bcb18a79b2360153b45a&id=afc9899e61&e=43d4fd5cb6> (as low as 2.85%) can help free up essential cash and working capital for businesses.
A NOTE ABOUT ONLINE LOANS
be cautious with online loan programs at this time. These could ultimately impact eligibility to obtain an SBA Economic Injury Loan and/or deal a death blow to the business.
If you have questions, please reach out to your Pursuit contact <https://pursuitlending.us8.list-manage.com/track/click?u=a0cb2bcb18a79b2360153b45a&id=7c1f1c6fed&e=43d4fd5cb6> . Our doors remain open and we are ready to serve you and the businesses in our region.
Small businesses, small agricultural cooperatives, and most private not-for-profits in all Mid-Hudson counties are now eligible to apply for SBA economic injury disaster loans (EIDL). This applies to all seven Mid-Hudson counties: Dutchess, Orange, Putnam, Rockland, Sullivan, Ulster and Westchester.The SBA can provide up to $2 million to help meet financial obligations and operating expenses that could have been met had the disaster not occurred. Your loan amount will be based on your actual economic injury and your company's financial needs. The interest rate on EIDLs will not exceed 4 percent per year. The term of these loans will not exceed 30 years. The repayment term will be determined by your ability to repay the loan. For more information go HERE.
The forms are in both English and Spanish
Link to the forms for EIDL application. "Please encourage small businesses to collect the information/documents so they can be ready to apply as the declaration announced"
Sullivan County Workforce Services Information -
- The Career Center is closed to the public as of yesterday March 16. There are staff from DOL and CWD working onsite providing services via phone and email. Some staff from both agencies are working from home.
- Department of Labor Shared Work program. If you are considering laying staff off please consider this program. It allows you to reduce hours and allows your employee to receive unemployment for lost wages. Click here for More Info - Fact Sheet
More information can be found on www.labor.ny.gov under the Manage Your Workforce tab.
Jeff Bank - To our valued customers that have been impacted by COVID-19: Jeff Bank is here to support our community and we understand that many businesses may be impacted by COVID-19. To that end, if you are a business loan customer experiencing financial hardship as a direct result of COVID-19, please contact your local lender or branch office manager to discuss the hardship programs that Jeff Bank is offering. We hope that these initiatives will assist businesses during this potential time of need. As always we appreciate the confidence and trust you place in Jeff Bank. Member FDIC
Due to the progression of COVID-19, Wayne Bank community Offices will be accessible via drive-thru ONLY, from March 18, 2020 through April 1, 2020. All locations will be operating during normal business hours. Our Hamden, NY Community Office, which does not have drive-up banking, will have reduced lobby hours. For any assistance with a loan inquiry or deposit account, you may schedule an appointment by calling (800) 598-5002. Click here for more information
SERVPRO, is offering disinfecting services for proactive cleanup, potential and confirm cases for commercial businesses. If you or any of your clients have questions or are in need of our services please reach out to us at (845) 342-3333. Please see attached document about our services and what we can do to limit the survival of emerging viral pathogens and how we can help during this trying time.
Feel free to reach out to us with any questions.
Information has drastically changed over the last 72 Hours. Be alert to all changes.
Restaurants, Food & Beverages
Kaz's Wines & Liquors, Inc.
10 Thompson Square Rte. 42
- Monticello, NY 12701
Business as usual as of 3/17/2020. 10% off Full Case of Wine. 5% off Full Case of Hard Liquor
4889 State Route 52
Jeffersonville, NY 12748
Offering FREE Breakfast for all children
With the news that all restaurants are mandated to only offer To go or delivery service ( no more sit down at this time)
We will be offering that at this time... please stick with us in this trying time. we will do our best to stay open as long as we are able to
Tues 11am -7pm
Wed thru Sat 8am -4pm
Sun 8am -2pm
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CJ's Kitchen- Deli & Sandwich Shop
4054 State Route 52
Youngsville, NY 12791
Offering FREE Breakfast for all children
While we will close our dining room seating area, we will continue to offer all our menu items as take out. If you feel uncomfortable coming in, we will gladly bring your order to you. We will still be a cash only business however. sorry for that inconvenience.
Mon thru Fri 4:30am -2pm
Sat 5am -2pm
159 Rockland Road
Roscoe, NY 12776
We will have dinner available for take-out Friday and Saturday night from 5-8. Dinner will include soup, bread and a house salad with dressing of your choice. Thanks for supporting local businesses during these hard times!
Fri – Sat 5pm -8pm
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Miss Monticello Diner
Monticello, NY 12701
Starting 3/17 we will only be providing take-out and delivery services. Curbside pick-up will be available. Delivery is free within a 2 mile range with minimum orders of $15. Deliveries to Sackett Lake, South Woods, Kiamesha, Harris $30 minimum order. Rock Hill, Glen Wild, Mongaup Valley, Swinging Bridge $40 minimum order.
If you know of children in the Village of Monticello who are food insecure due to school closing, please let us know and we will do our best to help.
Mon thru Thurs 7am – 11pm
Fri – Sat 7am – 12am
Sun 7 am – 10pm
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Bernie's Holiday Restaurant and Crust Italian Eatery
277 Rock Hill Drive
Rock Hill, NY 12775
Bernie's Holiday Restaurant and Crust Italian Eatery's Main Dining Rooms will be closed until further notice. HOWEVER, you can still call in your order and get FREE delivery in the Rock Hill Area (minimum $20 order) or Call in your order and get FREE Curbside Pick Up in front of the restaurants. We are also announcing a 10% Discount for all Medical and Emergency Service Personnel as a Thank you for their commitment to keeping us safe.
Easily access our menus online:
Crust: Our Menu - Crust Italian Eatery
Pay with your Credit Card and request FREE Delivery within the Rock Hill area or FREE curbside pick-up in front of the Restaurants
BHR: Wed – Sun 4pm – 9pm
Crust: Mon – Sun 11:30am-9pm
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Tavern on Main
4919 State Route 52
Jeffersonville, NY 12748
Call for Take-out = Full menu on our website: www.tavernonmainNY.com/menu
( not available: Shishito peppers, short rib minis, short rib dinner, trout, chicken breast and scallops)
Accepting take-out orders all day
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204 Rock Hill Drive
Rock Hill, NY 12775
Dutch's has take-out, curbside delivery and Free delivery in the Rock Hill area with $20 minimum order
Mon – Sun 11:30am – 8 pm
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Ciao Bella Restaurant
46 Forestburgh Road
Monticello, NY 12701
We will have a limited menu and be open for front-door pickup and delivery. We will post this menu.
Mon – Sat 4 pm – 10 pm
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Albella Family Restaurant
50 Jefferson Street
Monticello, NY 12701
Our Family Style Dishes and 2 for $25 is now available for take-out until further notice! They come with salad and bread! Also check out our family style entree's!
Tues – Fri 10:30am – 8pm
Sat 3 pm – 8pm
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218 Main Street
Hurleyville, NY 12747
We will be open for takeout, curbside pickup, and delivery if we can swing it!
Our menu offerings may be limited and will change day to day so please call us if you'd like to order.
Wed – Sun 12pm – 8pm
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1908 Old Route 17
Roscoe, NY 12776
Along with our daily specials we have our regular menu for take-out.
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26 Thompson Square Mall
Monticello, NY 12701
Catering platters available
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Blue Hill Lodge & Café
1471 Denning Road
Claryville, NY 12725
Closed until spring
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The Eagle's Nest Restaurant
58 Eagle's Nest Road
Bloomingburg, NY 12721
Join us for Easter Sunday Brunch!!! Reservations can be made my calling 845-733-4561 or messaging us on Facebook or Instagram! 🐰🐣🌷🍽 check out our page for our full menu!!
Sun 10:30am – 3:30pm
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Cochecton Fire Station
1 Depot Road
Cochecton, NY 12726
Call ahead for winter hours
Mon 12pm – 10pm
Wed – Sun 12pm – 10pm
LOCAL HEALTH INFORMATION
Crystal Run Updates
3/17/20 update - https://conta.cc/3a0QB3T
3/12/20 update - https://conta.cc/2Ug29tJ
REMOTE WORKING TOOLS
>> Work from Home 101<<
The U.S. Chamber unveiled its Save Small Business Initiative to address the immediate needs of the small business community, mitigate closures and job losses, and mobilize support for long-term recovery in the wake of the economic destruction of the COVID-19 pandemic.
In addition to a call to action for the larger business community and government to help small businesses, the four-part campaign includes supplemental financial assistance, advocacy, resources, webinars and guides, and research.
The U.S. Chamber Foundation is supporting the supplemental financial assistance by launching their Save Small Business Fund. Funded by contributions from corporate and philanthropic partners, the U.S. Chamber Foundation will be providing $5,000 supplemental grants to small employers in economically vulnerable communities.
Applications for the Save Small Business Grant Fund will open this Monday, April 20, 2020, at 3:00 p.m. ET. There are several eligibility requirements which can be found here. We encourage you to share this information with your members so they can apply for a supplemental grant if they are eligible. Chambers of Commerce may also apply if they meet the eligibility requirements
For more information on the Save Small Business Grant Fund including qualifications, the application process and FAQs, please click here.