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KEEPING SULLIVAN COUNTY STRONG TOGETHER

 

Small Business Resources

 


Important Updates to the PPP Loan Program

If you have applied for a Paycheck Protection Program (PPP) loan from the Small Business Administration (SBA), or plan to apply for the program, you must know that legislation has been passed making significant changes to the original guidelines. The Paycheck Protection Flexibly Act of 2020 provides adjustments to the original loan program, and extends the timeframe for PPP loan recipients to spend the money and qualify for forgiveness. The full piece of legislation can be found HERE.

The highlights of the bill are:

An extension of the 8-week “covered period” to calculate loan forgiveness to 24 weeks or the end of the year, whichever comes first, for new PPP loans.

Current PPP borrowers can elect to extend the 8-week "covered period" to 24 weeks or the end of the year.

The deadline to restore employment/wage levels required to avoid reductions in forgiveness are extended by the 24 week period but must be done by December 31, 2020.

Additional exceptions to loan forgiveness reductions for inability to find qualified workers or to restore business activity levels.

Extension of the repayment period to as long as 5 years (instead of 2).

Loan recipients will be eligible for forgiveness if 60% of the loan is spent on payroll, rather than 75% as in the previous iteration of the PPP, however, if the 60% threshold is not met, none of the loan is eligible for forgiveness.

Ability to defer payment of employer payroll taxes that was previously prohibited under Section 2302 of the CARES Act relating to employers with PPP loan forgiveness.

June 23, 2020 - SBA PPP Update

The deadline for the bank to submit applications is June 30th! The bank has to submit their approved loan application into the SBA system by June 30th. That means the loan application has to be started NOW and submitted.

New York Forward Loan Fund

(NYFLF) provides flexible and affordable loans to help small businesses that did not receive federal COVID-19 assistance.

      • NYFLF targets the state’s small businesses with 20 or fewer full-time equivalent (FTE) employees, nonprofits and small landlords that have seen a loss of rental income
      • ESD Detailed Guidance for the NYFLF: https://esd.ny.gov/nyforwardloans-info
      • Pre-applications are open on a rolling basis. The pre-application can be found at http://nyloanfund.com/

 

The Treasury will likely release further guidance in the coming days and we will post this FACEBOOK and our web page


Apply NOW for the next round of Rural Relief Small Business Grants.

The Chamber cna assist with you application.

As part of our continuing commitment to elevate our impact in rural America, OneLISC is inviting small business owners in rural locations across the country to apply for the LISC-Lowe's Rural Relief Small Business Grants program.

To find out more about who is eligible, to sign up for updates, and to apply, please visit the LISC website.


Updates for November 17, 2020

 

Governor Cuomo Updates New Yorkers on State's Progress During COVID-19 Pandemic

  • Positive Testing Rate in All Focus Zone Areas is 4.19 Percent; New York State Positivity Outside All Focus Zone Areas is 2.50 Percent
  • Statewide Positivity Rate is 2.80 Percent
  • 25 COVID-19 Deaths in New York State Yesterday

 

Governor Cuomo Announces New Tool to Help New Yorkers Access Critical Benefits Amid COVID-19 Pandemic

  • Public-Private Partnership with Google.org Streamlines Process for Identifying Potential Benefits for New Yorkers Unfamiliar with Social Program

The State Liquor Authority (SLA) has issued guidance on COVID-Related Closing times which can be found here.

 

Coronavirus Food Assistance Program 2 

If you commercially raise animals for food, fur, fiber, or feathers, you may be eligible for assistance. Check to see if you raise eligible livestock through our Eligible Commodities Finder on farmers.gov/cfap.

USDA’s Farm Service Agency will accept CFAP 2 applications through December 11, 2020.

Call 877-508-8364 to speak directly with a USDA employee ready to offer assistance. 

FARMERS.GOV

 

COVID Funding and Resources for women

This information is being updated on a weekly basis it can be found at https://esd.ny.gov/economic-recovery-covid-19-loans-small-businesses

Additional Grant & Resource Information can be found HERE

 

 

Updates for November 11, 2020

In a press conference today, Governor Andrew Cuomo announced that any establishment with a State Liquor Authority license must close each night by 10PM beginning Friday. Because this was announced this afternoon a copy of the Executive Order is not yet available, but an audio recording of the press call can be found HERE.

He further elaborated that while the physical location must be closed, restaurants and bars may continue to serve take-out and delivery options for food items.

Gyms are also required to close each night at 10PM.

Gatherings at private residencies must now be limited to 10 individuals maximum.

 

Updates for November 2, 2020

Governor Andrew Cuomo has updated the out-of-state travel rules and health advisory. The updated rules can be found in full HERE.

It should be noted that in the new guidelines individuals can "test out" of the mandatory 14-day quarantine beginning Wednesday, November 4.

Individuals who were in a state on the travel list for more than 24-hours must: 1) Obtain a test within three days of departing a state on the restricted list. 2) Quarantine for three days upon entering New York and fill out a Traveler Health Form found HERE.  3) Obtain another COVID test on the fourth day of quarantining. If both tests come back negative, the individual is allowed to end their quarantine.

Individuals who were in a state on the travel list for less than 24-hours must: 1) Fill out the Traveler Health Form above. 2) Take a COVID test four days after arriving in New York.

It should be noted that if you are in a designated state for less than 24-hours, you do not have to quarantine for your first three days back in the state, or take a COVID test before your fourth day back in New York.

These requirements do not apply to individuals traveling in from Pennsylvania, New Jersey, Connecticut, Massachusetts, and Vermont as they are exempt from the domestic Travel Advisory.

Questions regarding this update can be directed to the state's Hotline at 1 (888) 364-3065, or you can submit your inquiry online HERE.

 

Updates for October 21, 2020

A new Gubernatorial Executive Order extends the moratorium on evicting or foreclosing on a commercial tenant through January 1, 2021. The E.O. can be found HERE.
The Governor's new Cluster Action Initiative creates three levels indicating the severity of a COVID-19 hot spot. If an area qualifies as a hot spot, additional restrictions are administered and fines increased – up to $15,000 for any individual who encourages, promotes, or organizes non-essential gatherings in excess of 50 people. Use the tool HERE to check your area. Currently, Sullivan County doesn’t have any designated hot spots under this initiative.
On October 23, movie theaters can reopen at 25% capacity, or up to 50 people maximum depending on which is lower. This does not apply to counties with an infection rate above 2% over a 14-day average, or counties with red cluster zones.
New York now mandates all private sector employers to offer paid sick leave. Sick time will start accruing effective September 30, 2020, with benefits available as of January 1, 2021. The state's Labor Department released guidance HERE, and a FAQ HERE.
REMINDER: Businesses are required to provide two hours of paid time-off to vote. An FAQ on this employer mandate can be found HERE.
What states are currently on the automatic quarantine list? As of October 21, there are 38 states and two territories impacted. Although they are not listed Connecticut, New Jersey, and Pennsylvania are also on the list, but it was deemed impossible to enforce the quarantine along New York's border. You can always find an updated list HERE. They are the following:
Alaska
Alabama
Arkansas
Arizona
Colorado
Delaware
Florida
Georgia
Guam
Iowa
Idaho
Illinois
Indiana
Kansas
Kentucky
Louisiana
Maryland
Michigan
Minnesota
Missouri
Mississippi
Montana
North Carolina
North Dakota
Nebraska
New Mexico
Nevada
Ohio
Oklahoma
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Virginia
Wisconsin
West Virginia
Wyoming

 

Updates for October 2, 2020

  1. Governor Cuomo and Governor Murphy Launch Exposure Notification Apps to Help Stop the Spread of COVID-19
    1. COVID Alert NY and COVID Alert NJ Notify Users of Potential COVID-19 Exposure While Maintaining Individual Privacy and Security
    2. Apps Use Google and Apple Bluetooth Technology to Add a Tool to New York and New Jersey Contact Tracing Programs
    3. New York and New Jersey Join Pennsylvania and Delaware to Create Regional COVID Alert App Network to Stop the Spread of COVID-19
    4. Download the App Here

 

  1. Governor Cuomo Launches "Empire State Digital" with Global E-Commerce Companies to Accelerate New York's Small Businesses' Ability to Compete in the Digital Economy
    1. Empire State Development and Department of Financial Services connecting New York's small business community with global e-commerce enablers who will provide training, technology, business services, and marketing support
    2. First-In-The-Nation Effort Enables Small Business to Access New Customers, Bigger Markets and Better Opportunities

 

  1. Governor Cuomo Announces $18 Million Initiative to Train Workers and Support Entrepreneurs During and After the COVID-19 Pandemic
    1. Federal Grant Will Be Used to Fund Educational Opportunities that Train New Yorkers for In-Demand Jobs, Support Entrepreneurs, and Help Small Businesses Recover
    2. New York Was One of Only Eight States in the Nation to Receive a Grant and Was Awarded the Most Funding of All States
    3. Funding Announced as Part of New York State's Workforce Development Awareness Week

 

Updates for September 3, 2020

There have been many questions on President Trump's Executive Order on Payr0ll Tax Deferral, which can be found HERE. This order allowed businesses to defer withholding employee's social security payroll tax from September 1 to December 31, 2020. To be clear, because this is a deferral on collection and not an elimination of the tax, you will still be held liable to pay for the taxes not collected during this deferral.

This deferral program creates temporary relief to employees that are generally paid up to $4,000 biweekly. The deferred taxes must be remitted to the IRS between January 1 to April 30, 2021, during which employees may have their withholding doubled from their "normal" level. The IRS implementation guidance can be found HERE.

The U.S. Chamber has created a memo for businesses to better understand IRS guidance related to the president’s Executive Order on the employee payroll tax deferral. The memo can be found HERE.

The U.S. Department of Labor has released an updated Q&A regarding the Families First Coronavirus Response Act. This law allows eligible employees to take paid leave because of a need to care for an employee’s child whose school or place of care is closed due to COVID-19 related reasons. As schools reopen under a variety of plans, such as hybrid-attendance and remote learning, the Q&A has been updated to address questions related to this change. It can be found HERE.

Governor Cuomo released new guidance for agri-tourism businesses, which includes corn mazes, pick-your-own fruit and vegetable operations, and hayrides and haunted houses.  They are considered low-risk outdoor arts and entertainment and are permitted to operate under New York's NY Forward guidance. Petting zoos are still not permitted. The guidance can be found HERE.

The New York Department of Financial Services released the new premium rate for the state's Paid Family Leave for 2021. The maximum contribution rate will be 0.511% of the employee’s gross annualized wages. With the New York State Average Weekly Wage capped at $75,408.84, the maximum employee contribution is set at $385.34 per employee for 2021. The full announcement is HERE. Below you will find the 2021 benefits and rates compared to current 2020 rates. The PFL benefit is now fully implemented.

Eligible farmers in NY-19 can apply for these funds through Friday, September 11. Click here to learn more about the program and to see if you qualify. Click here for step-by-step application instructions, and here to complete the application form. For one-on-one application support, call 877-508-8364 to speak directly with a USDA employee. Applicants may also contact their local Farm Service Agency (FSA) Office. A list of local FSAs can be found on USDA’s website.

 

Updates for August 18, 2020

Guidelines have been released by the state for gyms and fitness centers to reopen. These facilities may reopen starting August 24, unless the locality where these facilities are reopening decide to extend the reopening date. Facilities must operate at 33% capacity, have a MERV-13 air system or better, be inspected by a local health inspector no later than 2 weeks after opening. The guidelines can be found HERE.

The U.S. Department of Labor has released guidance for the Lost Wages Assistance Program. This is the program created by presidential memorandum to supplement Unemployment Insurance. The guidance can be found HERE.

The U.S. Chamber of Commerce has created a side-by-side comparison summary of the proposed House and Senate COVID-19 relief packages. The summary can be viewed HERE.

The Small Business Development Center has released a number of checklists and assessments to assist businesses in determine if they should reopen and how to plan for the future. Those checklists can be found HERE.

 

Updates for July 28, 2020

Individuals Traveling to New York From Three Additional States, Puerto Rico and Washington D.C. Will Be Required to Quarantine for 14 Days

Announces Illinois, Kentucky, Minnesota, Puerto Rico and Washington D.C. Meet Metrics to Qualify for Travel Advisory

Announces SLA and State Police Task Force Observed 26 Additional Violations from Establishments for Violating Social Distancing Requirements  

Offers to Allow Major League Baseball Teams to Come Play In New York

Renews Calls on Congress to Pass a Stimulus Package that Includes Funding for State and Local Governments

Updates New Yorkers on State's Investigation into Chainsmokers Concert in Southampton

Lowest Number of Intubations—81—Since March 15

0.93 Percent of Yesterday's COVID-19 Tests were Positive

9 COVID-19 Deaths in New York State Yesterday

Confirms 534 Additional Coronavirus Cases in New York State - Bringing Statewide Total to 412,878; New Cases in 38 Counties

 

Census Push Week to Make Sure Every New Yorker is Counted in the Upcoming Census

Office for New Americans Will Host Census Hotline Phone Bank Event on August 5th and 6th to Provide Information and Answer Questions About the Census

State Agencies Continue Coordinated Effort on Social Media to Amplify the Need for All New Yorkers to Participate in the Census

Announces 'Friends and Family Day' on Thursday, July 30th and 'Take 10 Minutes at 10' on August 10th to Help Generate Participation

Census Can Be Filled Out by Mail, Over the Phone or Online

More Information About the Census is Available Here

New York State’s self-response rate to date is 58.3% (compared to 64.6% in 2010)

 

Please continue to monitor the New York Forward website for more details and updates on the reopening of the state.

 

 

Updates For July 15, 2020

 

  1. Governor Cuomo Announces Individuals Traveling to New York from Four Additional States Will Be Required to Quarantine for 14 Days
  1. Minnesota, New Mexico, Ohio and Wisconsin Meet Metrics to Qualify for Travel Advisory
  2. 1.5 Percent of Yesterday's COVID-19 Tests were Positive
  3. 5 COVID-19 Deaths in New York State Yesterday
  4. Confirms 912 Additional Coronavirus Cases in New York State - Bringing Statewide Total to 403,175; New Cases in 51 Counties

 

  1. Governor Cuomo Announces New COVID Rental Assistance Program
    1. Funding Available to Tenants Impacted by Coronavirus Pandemic
    2. Bolsters Ongoing Efforts to Keep New Yorkers in Their Homes
    3. Program Application Will Be Available Here on Thursday, July 16

 

  1. NYS Department of Health has published a document with updates to the COVID-19 Emergency Regulations, containing more information on the enforcement of social distancing measures, which can be found here.

 

  1. The Federal Reserve's Main Street Lending Program offers business loans to help eligible small and medium-sized companies through the COVID-19 pandemic.
    1. It is designed to help credit flow to small and medium-sized businesses that were in sound financial condition before the onset of the COVID-19 crisis, but now need loans to help maintain their operations until they have recovered from, or adapted to, the impacts of the pandemic.
    2. The program offers 5-year loans, with floating rates, and principal and interest payments deferred as indicated in the chart below to assist businesses facing temporary cash flow interruptions.
    3. The loans range in size from $250,000 to $300 million – a wide range that may support a broad set of employers.
    4. More information is available at www.bostonfed.org/mslp

 

  1. Phase 4 Guidelines
    1. The Mid-Hudson region entered Phase 4 on Tuesday, July 7th, 2020.
    2. Phase 4 includes guidelines for:
  1.     higher education institutions
  2.     Pre-K to Grade 12 Schools

                                                           iii.      low-risk outdoor arts & entertainment, which includes outdoor zoos, botanical gardens, nature parks, grounds of historic sites and cultural institutions, outdoor museums, outdoor agritourism, local agricultural demonstrations and exhibitions; and other similar institutions/activities

  1.     low-risk indoor arts & entertainment, which includes indoor museums, historical sites, aquariums, and other related institutions
  2.     media production
  3.     professional sports competitions with no fans

                                                         vii.      malls (permitted to open as of July 10th)

    1. Regions in phase 4 are permitted to hold gatherings of up to 50 people so long as appropriate social distancing and face covering requirements are followed.
    2. If you are an employer included in phase 4, you must take the following steps:
  1.     Go to the New York Forward website
  2.     Click on “Phase Four Guidance.”

                                                           iii.      Select your industry by scrolling down on the left side navigation bar.

  1.     Click on and read “View Summary Guidelines” for your industry.
  2.     Click on and read “Read and Affirm the Detailed Guidelines” for your industry, and then click the link at the bottom of the page (or here) to complete the form and hit submit.
  3.     Click on “Print Business Safety Plan Template” for your industry, and then print and fill out the template, and keep on file at your place of business.

                                                          vii.      Implement the Safety Plan.

    1. Please continue to monitor the New York Forward website for more details on phase 4 and updates on the reopening of the state.
  1. REMINDER: For help determining whether or not your business is eligible to reopen, use the reopen lookup tool.

 

ADDITIONAL UPDATES

The New York Department of Health has released a new rule regarding face coverings. It reads in part, "Business operators and building owners, and those authorized on their behalf shall deny admittance to any person who fails to comply with this section [requiring face coverings] and shall require or compel such persons’ removal."

Individuals found violating this rule are subject to a $1,000 civil penalty per violation, and businesses are subject to a $2,000 civil penalty per violation. The full rule can be found HERE.

The SBA's Economic Injury Disaster Loan Advance funds are officially depleted and no new applications will be accepted. If you have already applied and approved for funding, the funds will appear in your account. For additional funding through this program to occur, additional funds will need to be allocated for this program. A full press release can be found HERE.

Guidance has been released by the state for k-12 schools to use in preparation of reopening. The guidance can be found HERE.

The Small Business Development Center has released a number of checklists and assessments to assist businesses in determine if they should reopen and how to plan for the future. Those checklists can be found HERE.

The State will now issue a $2,000 fine for travelers who visit states that are under the travel quarantine order, but fail to fill out a Traveler Health Form. You can find an electronic copy of that form HERE.

 

 

Updates for July 8, 2020

As of yesterday, July 7, the Mid-Hudson Region is in Phase IV. If you’re an employer included in Phase IV, then you must follow these steps to be open. To find your industry status, use the reopen lookup tool HERE.

You must follow these steps to reopen:

1. Go to the NY Forward website HERE.

2. Click on “Phase Four Guidance.”

3. Select your industry on the left side navigation bar.

4. Click on and read “View Summary Guidelines” for your industry.

5. Click on and read “Read and Affirm the Detailed Guidelines” for your industry, and then click the link at the bottom of the page or HERE to complete the form and hit submit.

6. Click on “Print Business Safety Plan Template” for your industry, and then print and fill out the template, and keep on file at your place of business.

7. Implement the Safety Plan.

It is imperative that you go above and beyond the recommended guidance to ensure we do not spread COVID-19. You know your business better than anyone and you must identify areas that have potential risk. Should the metrics indicate spike in COVID-19 cases then the State of New York may place further restrictions on employers or once again enact a PAUSE order.

Please use common sense to keep your customers and employees safe and healthy. Your customers will appreciate the extra precautions and continue to patronize your establishment. Your employees will also respect your level of care.

Governor Cuomo has announced that malls will be permitted to reopen on Friday, July 10. In order to open, malls must be located in a region in Phase IV, have an HVAC filtration system with a MERv-11 rating or higher, and institute ventilation protocols to increase the amount of outdoor air being brought into the mall. The below image was used during today's press conference.

Although there are more industries that still remain closed, no guidance has been issued on when they can expect to reopen or when guidance will be issued. We have repeatedly called for the state to release guidance for those businesses and will continue to do so.

 

Updates for July 6, 2020

 
𝗧𝗵𝗲 𝗠𝗶𝗱-𝗛𝘂𝗱𝘀𝗼𝗻 𝗿𝗲𝗴𝗶𝗼𝗻 𝘄𝗶𝗹𝗹 𝗲𝗻𝘁𝗲𝗿 𝗣𝗵𝗮𝘀𝗲 𝟰 𝗼𝗻 𝗧𝘂𝗲𝘀𝗱𝗮𝘆, 𝗝𝘂𝗹𝘆 𝟳𝘁𝗵, 𝟮𝟬𝟮𝟬.
 
Phase 4 includes guidelines for:
 
Higher education institutions, low-risk outdoor arts & entertainment, which includes outdoor zoos, botanical gardens, nature parks, grounds of historic sites and cultural institutions, outdoor museums, outdoor agritourism, local agricultural demonstrations and exhibitions; and other similar institutions/activities, low-risk indoor arts & entertainment, which includes indoor museums, historical sites, aquariums, and other related institutions, media production, professional sports competitions with no fans.
 
Regions in phase 4 will be permitted to hold social gatherings of up to 50 people.
 
If you are an employer included in phase 4, you must take the following steps: Go to the New York Forward website HERE: https://forward.ny.gov/
 
Click on “Phase Three Guidance.”
 
Select your industry by scrolling down on the left side navigation bar.
 
Click on and read “View Summary Guidelines” for your industry.
 
Click on and read “Read and Affirm the Detailed Guidelines” for your industry, and then click the link at the bottom of the page (or here: https://forms.ny.gov/s3/ny-forward-affirmation ) to complete the form and hit submit.
 
Click on “Print Business Safety Plan Template” for your industry, and then print and fill out the template, and keep on file at your place of business.
 
Implement the Safety Plan.
 
Please continue to monitor the New York Forward website for more details on phase 4 and updates on the reopening of the state: https://forward.ny.gov/phase-two-industries
 
REMINDER: For help determining whether or not your business is eligible to reopen, use the reopen lookup tool HERE: https://www.businessexpress.ny.gov/app/nyforward

 

Updates for July 3, 2020

The application period for the Paycheck Protection Program has been extended until August 8. For a list of local lenders who can help process a PPP loan, click HERE.

A webinar provided by the SBA on PPP Loan forgiveness and EIDL being hosted by the Sullivan County Chamber of Commerce will be July 8th to register click HERE

A webinar presented by Myriam Bouchard from the Mid-Hudson Small Business Development Center will be held on July 15 at 10AM to discuss how to address the minutiae of your financial operations while keeping in mind the end goal. During this presentation, you will learn how to turn your numbers into friends so you can make knowledge-based day-to-day business decisions and increase your bottom line. To register for the event, click HERE.

Beginning July 6, outdoor, low-risk sports and recreational activities can resume. The full list can be found HERE.

Our region is targeted to enter Phase 4 on July 7, but businesses and organizations can begin preparing now to reopen.

Regions in Phase 4 are also permitted to hold social gatherings of up to 50 people; and indoor religious gatherings will be allowed at up to 33% of the indoor site's capacity.

You must follow these steps to be prepared to reopen:

Go to the NY Forward website HERE.

Click on “Phase Four Guidance.”

Select your industry by scrolling down on the left side navigation bar.

Click on and read “View Summary Guidelines” for your industry.

Click on and read “Read and Affirm the Detailed Guidelines” for your industry, and then click the link at the bottom of the page or HERE to complete the form and hit submit.

Click on “Print Business Safety Plan Template” for your industry, and then print and fill out the template, and keep on file at your place of business.

Implement the Safety Plan. 

 

Updates for July 2, 2020

Governor Cuomo has partnered with New Jersey Governor Murphy and Connecticut Governor Lamont to create a joint travel advisory for individuals traveling from states with significant community spread of COVID-19, requiring a quarantine for 14 days when visiting their states.
Phase Three indoor dining will be postponed in New York City as states across the country that previously reopened indoor dining are experiencing upticks in COVID-19 cases.
Go to forward.ny.gov to find out: Which phase of reopening your region is in; the industry guidance for each phase; regional dashboards for monitoring how the virus is being contained; and information on loans for small businesses.
New Yorkers without health insurance can apply through NY State of Health through July 15, 2020; must apply within 60 days of losing coverage.
Health care workers can text NYFRONTLINE to 741-741 to access 24/7 emotional support services. Any New Yorker can call the COVID-19 Emotional Support Hotline at 1-844-863-9314 for mental health counseling.
The deadline for New York State personal income tax and corporation tax returns has been extended from April 15, 2020 to July 15, 2020.

 

Updates for June 30, 2020

The Department of Labor has released an online tool to help individuals determine if they qualify for paid sick leave due to COVID-19. It can be found HERE. A tool for employers is currently being developed.

Governor Andrew Cuomo signed an Executive Order mandating a 14-day quarantine and eliminating emergency paid sick leave benefits for individuals that voluntarily travel to states on New York's Travel Advisory list. The Executive Order can be found HERE. The Travel Advisory list can be found HERE.

Governor Cuomo also approved an additional 30 day extension of his Executive Order that allows restaurants and bars to serve cocktails and wine to go.

Beginning July 6, outdoor, low-risk sports and recreational activities can resume. The full list can be found HERE.

OSHA is reminding employers of their duty to protect employees from the risks and dangers of heat exposure. Guidance on how to ensure your employees are safe can be found HERE.

Our region is targeted to enter Phase 4 on July 7, but businesses and organizations can begin preparing now to reopen.

Regions in Phase 4 are also permitted to hold social gatherings of up to 50 people; and indoor religious gatherings will be allowed at up to 33% of the indoor site's capacity.

You must follow these steps to be prepared to reopen:

Go to the NY Forward website HERE

Click on “Phase Four Guidance.”

Select your industry by scrolling down on the left side navigation bar.

Click on and read “View Summary Guidelines” for your industry.

Click on and read “Read and Affirm the Detailed Guidelines” for your industry, and then click the link at the bottom of the page or HERE to complete the form and hit submit.

Click on “Print Business Safety Plan Template” for your industry, and then print and fill out the template, and keep on file at your place of business.

Implement the Safety Plan. 

 

Updates for June 29, 2020

Updated guidance has been released by the state clarifying that because our region is in Phase 3, barber shops and hair salons no longer need to test their employees every 14 days. However, if there is a spike in cases and we are rolled back to Phase 2, that requirement can be reimposed.

Additional Phase 4 guidance has been released. Businesses permitted to reopen in Phase 4 include higher education, low-risk outdoor arts and entertainment, low-risk indoor arts and entertainment, and media production. The list of what is considered part of those business categories has been expanded. We are on target to reach this Phase on or about July 7. Phase 4 guidance can be found HERE.

You must follow these steps to be prepared to reopen:

Go to the NY Forward website HERE.

Click on “Phase Three Guidance.”

Select your industry by scrolling down on the left side navigation bar.

Click on and read “View Summary Guidelines” for your industry.

Click on and read “Read and Affirm the Detailed Guidelines” for your industry, and then click the link at the bottom of the page or HERE to complete the form and hit submit.

Click on “Print Business Safety Plan Template” for your industry, and then print and fill out the template, and keep on file at your place of business.

Implement the Safety Plan.

Two clusters of COVID-19 cases have been found in upstate New York, leading to the state to take action in those two areas. This is the type of action businesses can expect if they do not remain vigilant and a hot-spot is created. You can read about the actions taken HERE.

 

Updates for June 25, 2020

From Governor Cuomo’s office

Today we reached a great milestone: Total hospitalizations of COVID-19 patients in New York State fell to 996, dropping below 1,000 for the first time since March 18th. We did this by working as a statewide community and with a shared commitment to New Yorkers across the State. But we cannot stop now. Keep up the discipline and wear a mask, keep six feet apart, wash your hands with soap and stay New York Tough.

Chart of the Day: Yesterday, total hospitalizations in NYS dropped below 1,000, the lowest since March 18th.

Nationwide, coronavirus cases are up 30% compared to the beginning of June. There are 26 states seeing daily COVID cases increase over the past week. New York State is one of the exceptions — let's keep it that way. Read the travel advisory that is now in effect for people arriving to New York, New Jersey and Connecticut from hotspot states.

A reminder that mental health resources are available. We recognize the impact of this crisis on mental health. Health care workers can text NYFRONTLINE to 741-741 to access 24/7 emotional support services. Any New Yorker can call the COVID-19 Emotional Support Hotline at 1-844-863-9314 for mental health counseling and resources.

 

Updates for June 24, 2020

New policy updates have been issued for the Paycheck Protection Program. Applicants may apply for forgiveness at any time during the Covered Period once they meet the requirement for forgiveness and more. To view the update, click HERE.

The governors of New York, New Jersey, and Connecticut have issued a joint travel advisory for individuals traveling from states with significant community spread of COVID-19, requiring a quarantine for 14 days when visiting their states.

Phase 4 guidance has been released. Businesses permitted to reopen in Phase 4 include higher education, low-risk outdoor arts and entertainment, low-risk indoor arts and entertainment, and media production. We are on target to reach this Phase on or about July 7. Phase 4 guidance can be found HERE.

You must follow these steps to be prepared to reopen:

Go to the NY Forward website HERE.

Click on “Phase Three Guidance.”

Select your industry by scrolling down on the left side navigation bar.

Click on and read “View Summary Guidelines” for your industry.

Click on and read “Read and Affirm the Detailed Guidelines” for your industry, and then click the link at the bottom of the page or HERE to complete the form and hit submit.

Click on “Print Business Safety Plan Template” for your industry, and then print and fill out the template, and keep on file at your place of business.

Implement the Safety Plan. 

 

Updates for June 22, 2020

 

The Mid-Hudson Region has been confirmed to move into Phase Three tomorrow, Tuesday, June 23. If you’re an employer that is included in Phase Three, follow these important steps to prepare now. For help determining whether or not your business is eligible to reopen, use the reopen lookup tool HERE .

You must follow these steps to reopen:

  1. Go to the NY Forward website HERE
  2. Click on “Phase Three Guidance.”
  3. Select your industry on the left side navigation bar.
  4. Click on and read “View Summary Guidelines” for your industry.
  5. Click on and read “Read and Affirm the Detailed Guidelines” for your industry, and then click the link at the bottom of the page or HERE to complete the form and hit submit.
  6. Click on “Print Business Safety Plan Template” for your industry, and then print and fill out the template, and keep on file at your place of business.
  7. Implement the Safety Plan. 

Congratulations, you’re ready to re-open!

It is imperative that you go above and beyond the recommended guidance to ensure we do not spread COVID-19. You know your business better than anyone and you must identify areas that have potential to spread the virus. Should the metrics indicate an increase in new cases and deaths related to COVID-19 then the State of New York may place further restrictions on employers or once again place a complete PAUSE order in place. 

Use common sense to keep your customers and employees safe and healthy. It is the right thing to do, your customers will take notice of the extra precautions you have taken and continue to patronize your establishment. Your employees will also appreciate that you care.

 

Updates for June 19, 2020

The postponed New York State sales tax filing deadline is coming up on Monday, June 22. This is the sales tax deadline that was initially rescheduled in March

In order to apply for funds through the Paycheck Protection Program, the bank must submit the loan application to the SBA no later than June 30th. If you wish to apply for this program, you must apply well in advance of this deadline. For a list of local lenders click HERE.

The Mid-Hudson region is on track to enter phase 3 of reopening on next Tuesday, June 23. Phase 3 includes guidelines for food services and non-hair-related personal care businesses and services, including tattoo and piercing facilities, appearance enhancement practitioners, massage therapy, spas, cosmetology, nail specialty, UV and non-UV tanning, or waxing. Phase 3 also allows for gatherings of up to 25 people. Some additional sport and recreation can begin on July 6, following guidelines found HERE. If you are an employer included in phase 3, you must take the following steps:

Go to the NY Forward website HERE

Click on “Phase Three Guidance.”

Select your industry by scrolling down on the left side navigation bar.

Click on and read “View Summary Guidelines” for your industry.

Click on and read “Read and Affirm the Detailed Guidelines” for your industry, and then click the link at the bottom of the page or HERE to complete the form and hit submit.

Click on “Print Business Safety Plan Template” for your industry, and then print and fill out the template, and keep on file at your place of business.

Implement the Safety Plan. 

 

 

Updates for June 17, 2020

Governor Andrew Cuomo confirmed that our region is on track to enter Phase 3 on Tuesday of next week. Phase 3 guidance for the food industry and personal care service can be found HERE.

Governor Cuomo also announced he would stop his daily press briefings after this Friday (6/19) and move back to a similar schedule of briefings that was in place before COVID-19. We will continue to monitor his briefings and update you with any relevant information.

The Small Business Administration today released a three-page “EZ” Paycheck Protection Program loan forgiveness application requiring less documentation and fewer calculations than previously required. Form 3508EZ applies to borrowers who meet any one of these three criteria:

Applied for the PPP loan as self-employed, an independent contractor or a sole proprietor with no employees.

Did not reduce salary or wages for any employee by more than 25%, and did not reduce the number or hours of their employees (excepting laid-off employees who refused an offer to return).

Did not reduce salary or wages for any employee by more than 25% during the covered period and experienced reductions in business activity as a result of health directives related to COVID-19.

 

Form 3508EZ can be found HERE, and an instructions sheet on how to complete the form can be found HERE.

A new interim final rule for forgiveness has been published on the PPP as well. That rule can be found HERE.

 

Updates for June 16, 2020

Governor Andrew Cuomo said hospitals and group homes will be allowed to have visitors enter their facilities. The facilities must still follow social distancing guidelines, and it is up to the discretion of the facility to determine if visitations will be allowed. The facilities must notify the state they intended to allow visitors prior to allowing visitations.

Governor Cuomo also clarified that nursing homes are not included in the group home decision. The state is currently studying data from the hospital pilot program, and a determination on what restrictions can be eased on nursing homes will be made at a later date.

The state has officially prohibited overnight children's camps from operating this season in New York State. The statement from the State Health Commissioner can be found HERE.

A new Executive Order has been signed. The full order can be found HERE.

Some of the key take aways include:

Gatherings of twenty-five (25) or fewer individuals, for any lawful purpose or reason, are permitted for in Phase 3. 

Directives in EO 202.31 are extended to July 13.

Personal care services, restaurants and food services open in Phase 3.

As of June 12, 2020 the regions meeting the prescribed public health and safety metrics required for Phase Three reopening are: Finger Lakes, Central New York, Mohawk Valley, Southern Tier, and the North Country

 

Updates for June 15, 2020

New guidance has been released by the state on what businesses are considered essential. Added to the list is chiropractic services and acupuncture, physical therapy, and occupational therapy. You can find the guidance HERE.

The Centers for Disease Control has released guidance for veterinarians treating companion animals during COVID-19. That guidance can be found HERE.

The CDC has also released guidance on large community gatherings and events. That guidance can be found HERE.

Governor Andrew Cuomo would not say if sleep-away summer camps would be able to open this year. He said the state has not made a decision if it was safe due to the COVID-19 related illness that effects children. Day camps are allowed to reopen starting June 29.

The state has released interim guidance for special education services during COVID-19. That guidance can be found HERE.

Governor Andrew Cuomo said that beginning in Phase 3, gatherings of up to 25 individuals will be allowed.

Governor Cuomo also reiterated that if restaurants and bars do not follow the social distancing regulations, their liquor license can be revoked. He also called on local officials to fully enforce the social distancing regulations after complaints of both individuals and businesses ignoring the regulations were made to the state.

The state has announced that low-risk youth sports can resume beginning July 6th, as long as the region is in Phase 3 of reopening. Our region is expected to be in Phase 3 by that time, but we are currently in Phase 2. The guidance on what classifies as a “low-risk youth sport” has not been issued as of 6/15.

 

ARE YOU AN EMPLOYER THAT HAS REMAINED AN ESSENTIAL BUSINESS OR ARE YOU PREPARING TO REOPEN YOUR BUSINESS OR NON-PROFIT? THESE ARE IMPORTANT STEPS YOU MUST TAKE:

Go to the NY Forward website HERE

Click on “Phase Two Guidance.”

Select your industry by scrolling down on the left side navigation bar.

Click on and read “View Summary Guidelines” for your industry.

Click on and read “Read and Affirm the Detailed Guidelines” for your industry, and then click the link at the bottom of the page or HERE to complete the form and hit submit.

Click on “Print Business Safety Plan Template” for your industry, and then print and fill out the template, and keep on file at your place of business.

Implement the Safety Plan. 

 

Updates for June 11, 2020

The Treasury has released three new documents in regards to the Paycheck Protection Program. A revision to the Interim Final Rule can be found HERE. A new Borrowers Application can be found HERE. And a new Lender's Application Loan Guaranty can be found HERE.

New guidance has been released by the Federal Reserve on the Main Street Lending Program, a complimentary program to the Paycheck Protection Program. You can find the guidance HERE.

Governor Andrew Cuomo discussed nursing homes and said the ban on visitors to nursing homes will only be lifted when health professionals say it is safe to do so. He did not give a timeline on when visitors will be allowed to return or recommendations from the Department of Health would be released.

 

ARE YOU AN EMPLOYER THAT HAS REMAINED AN ESSENTIAL BUSINESS OR ARE YOU PREPARING TO REOPEN YOUR BUSINESS OR NON-PROFIT? THESE ARE IMPORTANT STEPS YOU MUST TAKE:

 

Go to the NY Forward website HERE

 

Click on “Phase Two Guidance.”

Select your industry by scrolling down on the left side navigation bar.

Click on and read “View Summary Guidelines” for your industry.

Click on and read “Read and Affirm the Detailed Guidelines” for your industry, and then click the link at the bottom of the page or HERE to complete the form and hit submit.

Click on “Print Business Safety Plan Template” for your industry, and then print and fill out the template, and keep on file at your place of business.

Implement the Safety Plan. 

 

Updates for June 9, 2020

Summary guidelines have been released for Phase 3 reopening. Guidelines for food services are HERE. Guidelines for non-hair related personal care services are HERE. We are targeted to reach Phase 3 in the Mid-Hudson Region on or about 6/23.

Governor Andrew Cuomo confirmed that the Hudson Valley Region is officially in Phase 2 of reopening.

Governor Cuomo clarified in his press conference that a region would only be shut down if there is a spike in infections that can not be managed through contact tracing those who tested positive. This means that even if there is a rise in positive cases, as long as contact tracers are able to determine where and how those individuals were infected, and how to stop future infections from those "hot spots", the regions can remain in their current phase and will not have to shutdown again.

The essential business list has been updated by Empire State Development to include additional outdoor, low-risk activities in the recreation section. That list can be found HERE.

The New York State Workers' Compensation Board has published a COVID-19 and Workers’ Compensation Q&A document to answer questions about workers’ compensation benefits to employees who contract COVID-19 while on the job. You can find the document HERE.

ARE YOU AN EMPLOYER THAT HAS REMAINED AN ESSENTIAL BUSINESS OR ARE YOU PREPARING TO REOPEN YOUR BUSINESS OR NON-PROFIT? THESE ARE IMPORTANT STEPS YOU MUST TAKE:

Go to the NY Forward website HERE.

Click on “Phase Two Guidance.”

Select your industry by scrolling down on the left side navigation bar.

Click on and read “View Summary Guidelines” for your industry.

Click on and read “Read and Affirm the Detailed Guidelines” for your industry, and then click the link at the bottom of the page or HERE to complete the form and hit submit.

Click on “Print Business Safety Plan Template” for your industry, and then print and fill out the template, and keep on file at your place of business.

Implement the Safety Plan.

 

Updates for June 8, 2020

Governor Andrew Cuomo announced the deadline for small businesses to file a property tax abatement is being extended by 90 days.

A new Executive Order has been signed that allows places of worship to reopen in Phase 2 at a 25% capacity basis, with social distancing precautions in place. Guidance on how to clean and disinfect houses of worship can be found HERE. The Executive Order can be found HERE.

The Executive Order also permits commercial building owners, retail store owners, and those authorized on their behalf to manage public places within their buildings and businesses, to require individuals to undergo temperature checks prior to being allowed admittance. Operators can deny admittance to any individual who refuses to undergo such temperatures check, or any individual whose temperature is above that proscribed by New York State Department of Health Guidelines.

REMINDER: As our region prepares to enter Phase 2 tomorrow, remember you must both affirm the state guidelines and create a safety plan. Both of those necessary documents can be found HERE.

Legislation has been signed by the governor that bans price gouging for personal protective equipment for the remainder of the COVID-19 pandemic. You can report cases of price gouging HERE.

The governor signed a new Executive Order that allows summer schools to operate in the state. The Executive Order can be found HERE.

 

ARE YOU AN EMPLOYER THAT HAS REMAINED AN ESSENTIAL BUSINESS OR ARE YOU PREPARING TO REOPEN YOUR BUSINESS OR NON-PROFIT? 

THESE ARE IMPORTANT STEPS YOU MUST TAKE:

Go to the NY Forward website HERE.

Click on “Phase Two Guidance.”

Select your industry by scrolling down on the left side navigation bar.

Click on and read “View Summary Guidelines” for your industry.

Click on and read “Read and Affirm the Detailed Guidelines” for your industry, and then click the link at the bottom of the page or HERE to complete the form and hit submit.

 

 

Updates for June 4, 2020

 

Governor Andrew Cuomo today confirmed that the Hudson Valley Region will enter Phase 2 on June 9th.

Restaurants will be allowed to have outdoor dining when our region enters Phase 2. You must still review the summary guidelines, complete the affirmation and Safety Plan prior to reopening. They can be found HERE.

Additionally, the New York State Liquor Authority has released guidance on how establishments with a license to serve alcoholic beverages can continue to do so outdoors, but still on premise. The guidance will be in effect until July 3rd but can be extended. The guidance can be found HERE.

The U.S. Senate and U.S. House has passed a bill that makes changes to the Paycheck Protection Program. The bill will now be sent to President Donald Trump for his signature. The changes are as follows:

Extends the PPP loan forgiveness period to include costs incurred over 24 weeks after a loan is issued or through Dec. 31, whichever comes first. Businesses that received a loan before the measure is enacted could keep the current eight-week period.

Extends to Dec. 31 from June 30 a period in which loans can be forgiven if businesses restore staffing or salary levels that were previously reduced. The provision would apply to worker and wage reductions made from Feb. 15 through 30 days after enactment of the CARES Act, which was signed into law on March 27.

Maintains forgiveness amounts for companies that document their inability to rehire workers employed as of Feb. 15, and their inability to find similarly qualified workers by the end of the year. Under the modified measure, companies would be covered separately if they show that they couldn’t resume business levels from before Feb. 15 because they were following federal requirements for sanitization or social distancing.

Extends the deadline to apply for a PPP loan to Dec. 31 from June 30.

Requires at least 60% of forgiven loan amounts to come from payroll expenses.

Repeals a provision from the CARES Act that barred companies with forgiven PPP loans from deferring their payroll tax payments.

Allows borrowers to defer principal and interest payments on PPP loans until the SBA compensates lenders for any forgiven amounts, instead of the current six-month deferral period. Borrowers that don’t apply for forgiveness would be given at least 10 months after the program expires to start making payments.

Establishes a minimum loan maturity period of five years following an application for loan forgiveness, instead of the current two-year deadline set by the SBA. That provision would apply to PPP loans issued after the measure is enacted, though borrowers and lenders could agree to extend current loans.

 

A Phased Reopening Plan in the Mid-Hudson Region –

Sullivan County - STEPS TO RE-OPEN

June 4, 2020

Businesses in each region will re-open in phases. Re-opening refers to non-essential businesses and business activities. Essential businesses and business activities that are open will remain open.

For Guidelines and Safety Plan Templates forward.ny.gov

June 9, 2020

The Mid-Hudson Region is on track to move into Phase Two on Tuesday, June 9. If you’re an employer that is included in Phase Two, follow these important steps to prepare now. For help determining whether or not your business is eligible to reopen, use the reopen lookup tool HERE or see the chart above. 

 

You must follow these steps to reopen:

  1. Go to the NY Forward website HERE 
  2. Click on “Phase Two Guidance.”
  3. Select your industry by scrolling down on the left side navigation bar.
  4. Click on and read “View Summary Guidelines” for your industry.
  5. Click on and read “Read and Affirm the Detailed Guidelines” for your industry, and then click the link at the bottom of the page or HERE to complete the form and hit submit. 
  6. Click on “Print Business Safety Plan Template” for your industry, and then print and fill out the template, and keep on file at your place of business.
  7. Implement the Safety Plan. 

Congratulations, you’re ready to re-open!

It is imperative that you go above and beyond the recommended guidance to ensure we do not spread COVID-19. You know your business better than anyone and you must identify areas that have potential to spread the virus. Should the metrics indicate an increase in new cases and deaths related to COVID-19 then the State of New York may place further restrictions on employers or once again place a complete PAUSE order in place. 

Use common sense to keep your customers and employees safe and healthy. It is the right thing to do, your customers will take notice of the extra precautions you have taken and continue to patronize your establishment. Your employees will also appreciate that you care. For the Playbook and suggestions for writing your re-open plan, click HERE.

 

 

Updates for June 3, 2020
 
Governor Andrew Cuomo today announced outdoor dining at restaurants will be permitted in phase two of reopening. Outdoor tables must be spaced six feet apart, all staff must wear face coverings and customers must also wear face coverings when not seated. For guidance from the state on how to operate outdoor dining, click HERE.
 
𝗧𝗵𝗲 𝘁𝗮𝗿𝗴𝗲𝘁 𝗱𝗮𝘁𝗲 𝗳𝗼𝗿 𝗿𝗲𝗼𝗽𝗲𝗻𝗶𝗻𝗴 𝗧𝗵𝗲 𝗠𝗶𝗱-𝗛𝘂𝗱𝘀𝗼𝗻 𝗥𝗲𝗴𝗶𝗼𝗻 (𝗦𝘂𝗹𝗹𝗶𝘃𝗮𝗻 𝗖𝗼𝘂𝗻𝘁𝘆) 𝗶𝘀 𝟲/𝟵. 𝗙𝗼𝗿 𝗣𝗵𝗮𝘀𝗲 𝗜𝗜 𝗶𝗻𝗱𝘂𝘀𝘁𝗿𝗶𝗲𝘀 𝗮𝗻𝗱 𝗴𝘂𝗶𝗱𝗮𝗻𝗰𝗲 𝗽𝗹𝗲𝗮𝘀𝗲 𝘃𝗶𝘀𝗶𝘁 𝗛𝗘𝗥𝗘.
 
Empire State Development has updated their FAQ page for New York Forward and the reopening of the state. It can be found HERE.
 
OSHA has released guidance on how stockroom and loading dock workers can remain safe during COVID-19. A copy of that guidance can be found HERE.
 
The CDC, in conjunction with OSHA, has released extensive guidance for agriculture workers during COVID-19. The guidance can be found HERE.

 

Updates for June 2, 2020
Governor Andrew Cuomo announced that day camps would be allowed to open throughout the state on June 29. No decision has been made on sleep away camps yet.
The IRS has released new information on an employer tax credit called The Employee Retention Credit. "The refundable tax credit is 50% of up to $10,000 in qualified wages paid to an employee by an eligible employer experiencing economic hardship related to COVID-19. This credit is for wages paid from 3/13/2020 through 12/31/2020." More information on the tax credit can be found HERE: https://www.irs.gov/pub/irs-pdf/p5419.pdf
Central Hudson Gas & Electric has announced a back to business funding assistance program. The program is available to businesses with up to 20 employees in the Central Hudson service area. Please see details by clicking HERE: https://bit.ly/308fVTP
The State has released additional guidance on the New York Forward Loan Fund in the way of a PowerPoint and FAQ document. The PowerPoint can be found HERE: https://bit.ly/3gNAqLd
The FAQ can be found HERE: https://bit.ly/3eH0qpM

 

Updates for May 28, 2020

Governor Andrew Cuomo announced he would sign an Executive Order later today to allow private businesses to deny entry to stores and places of business to anyone who doesn’t wear a mask or face covering.

The governor said that the rules posted on the state website for industry guidance to reopen is for the entire state. He clarified that there would not be different guidelines for urban and rural areas.

The governor did not make any comments on any region moving into Phase 2 tomorrow, which would be two weeks from when the first regions entered Phase 1. This does not mean they will not still qualify and begin entering Phase 2 tomorrow, but that has not been confirmed by the governor.

Additional information has been released on the New York Forward Loan Fund. A FAQ document can be read HERE. A PowerPoint on the program can be found HERE.

The pre-application period for the New York Forward Loan Fund has begun. You do not apply directly with lenders like federal loan programs, but complete a pre-application process. That can be found HERE.

The U.S. House has passed a bill that would expand the covered period to use funds from 8 weeks to 24 weeks. Additionally, the threshold of how much of the loan must be used for payroll expenses would drop from 75% to 60%. The bill will now be sent to the Senate for possible amendments and passage. We will update you on the progress of this legislation.

Reminder: updated essential business guidance has been posted by the state and can be found HERE.

 

 

Updates for May 27, 2020

Empire State Development has released an updated Essential Business Guidance. It can be found HERE.

Campgrounds and RV parks are now allowed to reopen statewide.

Guidance has been posted by the state regarding religious and funeral services and can be found HERE.

OSHA has released guidance on how construction workers can remain safe as the construction industry begins to reopen. This guidance can be used by both construction workers and the administrative staff of the company. It can be found HERE.

OSHA has also announced they will be providing training grants for safety and health trainings. The press release can be found HERE.

In today’s press conference Governor Andrew Cuomo spoke to reporters about his meeting with President Trump earlier today. Governor Cuomo emphasized that he discussed the need for additional funding for states to ensure there are not cuts to state funding for essential workers.

The governor also reiterated the need for SALT deductions to be brought back to lessen the tax liability of New Yorkers, and his call for a major infrastructure program.

 

Updates for May 26, 2020

In today’s (Tuesday) press conference Governor Andrew Cuomo officially announced the Mid-Hudson Region could begin Phase 1 reopening today.

To view the Sullivan County Playbook for Re-opening click HERE

Governor Cuomo reiterated that the Regional Control Groups would continue to monitor the 7 metrics and would determine how to handle any new spikes in cases. If these metrics begin to rise, it is possible for a region to be shut back down to stop the spread of the virus. These metrics can also be found HERE.

The Governor also announced he would be meeting with President Trump tomorrow to discuss funding for states, support needed to help jump start the economy, and an increase for infrastructure spending.

The Treasury Department has released an interim final rule for the Paycheck Protection Program's loan forgiveness. The interim final rule can be found HERE. The Treasury Department has also released an interim final rule for SBA loan review procedures and related borrower and lender responsibilities. That interim final rule can be found HERE

Veterinarian practices across the state may reopen starting today.

Additional information has been released on the New York Forward Loan Fund, and can be found HERE

Under an Executive Order signed by Governor Cuomo on Friday, gatherings of 10 or fewer individuals for non-essential purposes are allowed under the condition that social distancing protocols and disinfecting protocols are followed. The Executive Order can be found HERE.

 

Updates For May 21, 2020

Governor Cuomo has announced the state would extend the sales tax filing deadline to June 22.

Reminder: In April, the Governor created a State Enforcement Task Force where individuals can file complaints online, or by telephone 24/7. Complaints will be reviewed by the State Task Force and if appropriate will then be referred to local authorities. The guidance states: "Authorities should use the least invasive enforcement approach necessary to achieve compliance." To view the guidance, click HERE.

It is important to note that the penalties could include revoking any state license or certification, and/or up to a year imprisonment. It is important for everyone to follow the safety guidelines, including the use of PPE and social distancing, put out by the state to ensure your business is not reported.

The CDC has released additional guidance broken out by industry and community style. The guidance can be found HERE.

The U.S. Department of Labor has released revised enforcement policies that require businesses to keep records of any employee who tests positive for COVID-19 and is work related. The full guidance can be found HERE.

In today’s press conference Governor Andrew Cuomo said the contact tracing program will call individuals or businesses who may have come into contact with an individual who tested positive. The caller ID will be listed as "NYS Contact Tracing" and should be answered immediately.

Governor Cuomo announced summer school would be remote learning this year, and reiterated it was too early to determine if schools can reopen in the fall. He said the state would put out guidance in the beginning of June on precautions schools must take, and the schools would then need to submit a safety plan to the state by July on how they would reopen.

Additionally, Governor Cuomo said until they have more information on the pediatric inflammatory syndrome he would not recommend sending children to summer camps. No decision has been made on if summer camps will even be allowed to be open, but based on the governor's comments it is unlikely.

 

 

Updates for May 20, 2020

If you are an essential business, your employees working and interacting with the public qualify for a COVID-19 test. If you are a business reopening in Phase 1, you also qualify to have your employees tested. To find a testing site, you can use the test site finder HERE.

The NY Department of Labor has released a FAQ page for employers in regards to COVID-19, including questions on Unemployment Insurance, Shared Work and Job Refusal. The page can be found HERE.

The US Department of Labor has adopted revised policies for enforcing OSHA’s requirements with respect to coronavirus as economies reopen in states throughout the country. The revised policies cover increased in-person inspections at all types of workplaces, and the enforcement policy for recording cases of coronavirus. Both policies can be found HERE.

Guide to PPP Loan Forgiveness: The US Chamber of Commerce recently released a useful and easy to follow guide on what businesses need to do to apply for forgiveness of their PPP loans. Access the guide HERE.

The State has updated the guidance on what types of organizations are considered essential. The updated guidance can be found HERE.

While the Mid-Hudson region has NOT yet met the criteria to begin phase 1 of reopening, all businesses, including essential businesses, must develop a COVID-19 Health and Safety Plan. A template for a plan may be found HERE. Please note: This plan does not need to be submitted to a state agency for approval but must be retained on the premises of the business and must made available to the New York State Department of Health (DOH) or local health or safety authorities in the event of an inspection.

In today’s press conference Governor Andrew Cuomo said beginning Thursday, religious ceremonies can take place as long as there are less than 10 individuals gathered and social distancing efforts are in place. The Interfaith Advisory Committee will be convening to determine how religious institutions can reopen fully going forward.

Governor Cuomo said there has not been a date set to reopening casinos because they are considered large gathering venues. Casinos who are run by Native American tribes have announced reopening dates because technically they are sovereign and cannot be closed by the state.

Governor Cuomo reiterated that if there is a region that has their various indicators rise after they begin the reopening phases, the state will shut that region back down.

 

Updates For May 19, 2020

Horse and car racing tracks will be allowed to reopen without fans beginning June 1. The state will give out additional guidance in the coming week.

Additionally, Governor Cuomo has stated his support of reopening of major league sports but without fans. He has not yet commented on the status of minor league sports, including the Hudson Valley Renegades.

The New York State Senate will reconvene for session starting next Tuesday. They will be focusing on COVID-19 related issues, including housing regulations, but have not released an agenda yet. Any legislation impacting the business community will be shared as it is made available.

An updated FAQ document concerning the reopening of industries through NY FORWARD has been released by the state. It can be found HERE.

Governor Andrew Cuomo said the state would begin a pilot program to allow visitations to hospitals. If it is successful, the pilot program will be expanded throughout the state.

The governor said once the downstate regions begin to reopen, the MTA will have policies in place to have the capacity to provide safe commuting services.

Sector specific reopening requirements have been posted by the state, including:

  • Be in a designated industry and approved region.

  • Adopt a written reopening plan consistent with state guidance and standards – including applicable Executive Orders. Written plans must be maintained and posted on site, but do not need to be submitted to the state.

  • Fully implement its reopening plan, including required employee outreach and training.

  • Affirm to the state that the employer has read and understands its obligation to operate in accordance with state guidance.

Stay current. Consult the NY Forward website on a periodic basis or whenever notified of the availability of new guidance. That site can be found HERE.

 

UPDATE 5/14/20

OSHA has released guidance for ride-share, taxi, and car service workers. That guidance can be found HERE. OSHA guidance for nursing home and long-term care facility workers can be found HERE. They have also released guidance for retail pharmacies, which can be found HERE.

In today’s (Thursday 5/14) press conference Governor Andrew Cuomo said the Central New York Region has met the requirements to reopen beginning tomorrow.

Governor Cuomo also stated that any business looking to begin or expand production of PPE will be able to get financial assistance from the state. To learn more information on this program, go HERE.

Cuomo said the state would rely on possible Federal legislation to provide liability immunity to businesses who are reopening. He is currently not looking at having the state provide immunity through an Executive Order.

Farmers' Markets

COVID-19 UPDATE: New York State considers farmer’s markets an essential business. However, there are new requirements for farmers' markets for the duration of the Executive Order. These requirements are meant to maintain outlets for healthy local foods while safeguarding our farmers, consumers, and communities from the spread of COVID-19. *Please Note! Schedules are subject to change, along with policies and procedures based on guidance for COVID-19 from New York State Ag & Markets. Click HERE to Learn More

 

 

UPDATE 05/04/20

SBA to Make Economic Injury Disaster Loans Available to U.S. Agricultural Businesses Impacted by COVID-19 Pandemic

WASHINGTON – U.S. Small Business Administration Administrator Jovita Carranza announced today that agricultural businesses are now eligible for SBA’s Economic Injury Disaster Loan (EIDL) and EIDL Advance programs. SBA’s EIDL portal will reopen today as a result of funding authorized by Congress through the Paycheck Protection Program and Healthcare Enhancement Act. The legislation, signed into law by the President one week ago, provided additional funding for farmers and ranchers and certain other agricultural businesses affected by the Coronavirus (COVID-19) pandemic.

More information HERE:  http://www.sba.gov/disaster

PARTNERSHIP UTILIZES CAPPELLI FOUNDATION DONATION TO ASSIST SMALL BUSINESSES 4/21/20

*UPDATE 4/16/20*

Lapse in Appropriations Notice: SBA is unable to accept new applications at this time for the Economic Injury Disaster Loan (EIDL)-COVID-19 related assistance program (including EIDL Advances) based on available appropriations funding.  Applicants who have already submitted their applications will continue to be processed on a first-come, first-served basis.

Read The Full Notice HERE: https://bit.ly/3elQHG9

 

UPDATE FROM THE SULLIVAN COUNTY CHAMBER OF COMMERCE 4/13-4/14/20

NEW COMPREHENSIVE RESOURCE GUIDE FOR YOUR BUSINESS

4/9/2020 LATEST UPDATE

NY UPDATE 4/8/2020

TUESDAY 4-7-2020 UPDATE 5:55 PM

4/7/2020 - The Sullivan County Partnership Is now offering Disaster Relief Workforce Emergency Funding - For More Information and to apply follow the link below 

Click Here

MONDAY 4-6-2020 UPDATE 3:36 PM

JUST IN FROM THE SBA  4/20/2020

Latest Update from the Sullivan County Planning Department

Latest Update from the SC Chamber 4/2/2020 click here

3/31/2020 Update from Empire State Development

Small Business Guides and Information Re: Care Act

Financial Resources for Small Businesses

The CARES Act has approved $350 billion in emergency loans for small businesses to help them keep workers employed. In fact, if small businesses maintain or later restore their payrolls, they may not have to repay some—or possibly any—of the loan. You are encouraged to utilize the U.S. Chamber's Coronavirus Emergency Loans Small Business Guide and Checklist to help answer common questions and navigate the process.

CHILDCARE FOR ESSENTIAL WORKERS IN SULLIVAN COUNTY -  CLICK HERE

SULLIVAN STRONG - OUR LOCAL BUSINESSES INFORMATION -CLICK HERE 

SULLIVAN COUNTY OPENING EMERGENCY ASSISTANCE CENTER CLICK HERE FOR MORE INFO

 

Coronavirus in NY: All non-essential travel, gatherings and work banned

https://youtu.be/Q6_4VBGOSq0

MORE RESOURCES 

HELP THE SULLIVAN CATSKILLS HONOR OUR HEALTHCARE WORKERS

 

4/6/20 - HEALTH INSURANCE UPDATE - FIDELIS CARE CAN HELP

FROM SULLIVAN COUNTY PLANNING DEPARTMENT - Latest

Going the Extra Mile –

Yellow Cab wants to remind everyone that they are available to take people back and forth for their groceries and the pharmacies, or provide delivery services for those that cannot leave or do not want to leave their homes – "We will remain open to meet the transportation needs of our customers as long as possible. Our staff are being provided with sanitizing wipes for their vehicles. We ask our customers to please keep rides to less than 3 people and use the back seat, to abide by the "Social Distance" guidelines.  As directed, IF YOU ARE SICK AND HAVE A FEVER, STAY HOME AND CALL YOUR HEALTH CARE PROVIDER OR URGENT CARE. DO NOT GO TO DOCTOR, HOSPITAL OR URGENT CARE WITHOUT CALLING FIRST!."

Yellow Cab Monticello
Phone: 845-794-4040
Phone: 845-794-7777
Email: primo2555@aol.com
Address: 300 East Broadway
Monticello, NY 12701

ACCESS LAUNCHES 24/7 VIRTUAL MENTAL HEALTH AND SUBSTANCE ABUSE URGENT CARE

SULLIVAN COUNTY PLANNING DEPARTMENT TRAINING

GO FREIGHT/RAIL-Click Here

Jacobowitz and Gubits

Catskill Provisions

Spencer Daniels Agency

 

PURSUIT LENDING - We are reaching out with some important updates regarding our response to the COVID-19 crisis in New Jersey, New York, and Pennsylvania.

COVID-19 RESOURCE CENTER

We have set-up a COVID-19 Resource Center <https://pursuitlending.us8.list-manage.com/track/click?u=a0cb2bcb18a79b2360153b45a&id=491f1605cb&e=43d4fd5cb6> on our website, which we are updating in live time with the latest information on the SBA Economic Injury Disaster Loan Program (EILP) as well as other regional and local resources available to business owners. The EILP is being administered by SBA directly; businesses should be encouraged to apply directly with SBA. Please help spread the word about this critical program by sharing the resource center with your clients.

LOAN DEFERRALS

Our team is also working around the clock to serve the significant number of clients who have requested loan deferrals as a result of hardship resulting from closures and loss of business related to COVID-19. We are typically offering 3 to 6 month full deferrals, which parallels the deferrals we are seeing from third-party lenders. Information on how to request a loan deferral is available at our COVID-19 Resource Center <https://pursuitlending.us8.list-manage.com/track/click?u=a0cb2bcb18a79b2360153b45a&id=be44d5313c&e=43d4fd5cb6> .

OTHER LOAN PROGRAMS

We expect to be able to offer loans for working capital to all businesses to address critical expenses until we get through the worst of this and they can return to a semblance of their former revenue. More details are forthcoming.

In addition, the 504 refinance loan program <https://pursuitlending.us8.list-manage.com/track/click?u=a0cb2bcb18a79b2360153b45a&id=c060b068e4&e=43d4fd5cb6> can be a helpful tool for serving businesses at this time. Refinancing existing commercial mortgages with today's rates <https://pursuitlending.us8.list-manage.com/track/click?u=a0cb2bcb18a79b2360153b45a&id=afc9899e61&e=43d4fd5cb6> (as low as 2.85%) can help free up essential cash and working capital for businesses.

A NOTE ABOUT ONLINE LOANS

be cautious with online loan programs at this time. These could ultimately impact eligibility to obtain an SBA Economic Injury Loan and/or deal a death blow to the business.

If you have questions, please reach out to your Pursuit contact <https://pursuitlending.us8.list-manage.com/track/click?u=a0cb2bcb18a79b2360153b45a&id=7c1f1c6fed&e=43d4fd5cb6> . Our doors remain open and we are ready to serve you and the businesses in our region.

Small businesses, small agricultural cooperatives, and most private not-for-profits in all Mid-Hudson counties are now eligible to apply for SBA economic injury disaster loans (EIDL). This applies to all seven Mid-Hudson counties: Dutchess, Orange, Putnam, Rockland, Sullivan, Ulster and Westchester.The SBA can provide up to $2 million to help meet financial obligations and operating expenses that could have been met had the disaster not occurred. Your loan amount will be based on your actual economic injury and your company's financial needs. The interest rate on EIDLs will not exceed 4 percent per year. The term of these loans will not exceed 30 years. The repayment term will be determined by your ability to repay the loan. For more information go HERE.

The forms are in both English and Spanish

Link to the forms for EIDL application. "Please encourage small businesses to collect the information/documents so they can be ready to apply as the declaration announced"

U.S. Small Business Administration

Mid-Hudson Small Business Development Center

Office of Governor

Andrew Cuomo

U.S. Department of Labor

White House 

Sullivan County Chamber of Commerce

Sullivan County Partnership for Economic Development

Sullivan County Visitors Association

Sullivan County Industrial Development Agency

Interim Guidance for Businesses and Employers - Click

Sullivan County Information  - Click

Sullivan County Workforce Services Information -

  1. The Career Center is closed to the public as of yesterday March 16. There are staff from DOL and CWD working onsite providing services via phone and email.  Some staff from both agencies are working from home.
  2.  Department of Labor Shared Work program. If you are considering laying staff off please consider this program. It allows you to reduce hours and allows your employee to receive unemployment for lost wages.  Click here for More Info - Fact Sheet

More information can be found on www.labor.ny.gov  under the Manage Your Workforce tab.

Jeff Bank - To our valued customers that have been impacted by COVID-19: Jeff Bank is here to support our community and we understand that many businesses may be impacted by COVID-19. To that end, if you are a business loan customer experiencing financial hardship as a direct result of COVID-19, please contact your local lender or branch office manager to discuss the hardship programs that Jeff Bank is offering. We hope that these initiatives will assist businesses during this potential time of need. As always we appreciate the confidence and trust you place in Jeff Bank. Member FDIC

Wayne Bank -  

Due to the progression of COVID-19, Wayne Bank community Offices will be accessible via drive-thru ONLY, from March 18, 2020 through April 1, 2020. All locations will be operating during normal business hours. Our Hamden, NY Community Office, which does not have drive-up banking, will have reduced lobby hours. For any assistance with a loan inquiry or deposit account, you may schedule an appointment by calling (800) 598-5002. Click here for more information

SERVPRO, is offering disinfecting services for proactive cleanup, potential and confirm cases for commercial businesses. If you or any of your clients have questions or are in need of our services please reach out to us at (845) 342-3333. Please see attached document about our services and what we can do to limit the survival of emerging viral pathogens and how we can help during this trying time.

Feel free to reach out to us with any questions.

Servpro of Sullivan and South Ulster Counties
Servpro of North Orange County

Information has drastically changed over the last 72 Hours. Be alert to all changes.


Restaurants, Food & Beverages

 

Kaz's Wines & Liquors, Inc. 

10 Thompson Square Rte. 42

  1. Monticello, NY 12701

Business as usual as of 3/17/2020. 10% off Full Case of Wine. 5% off Full Case of Hard Liquor

 

Lorenzo's Bistro

4889 State Route 52

Jeffersonville, NY 12748

845-482-2215

https://www.facebook.com/LorenzoBistro12748/

Offering FREE Breakfast for all children

With the news that all restaurants are mandated to only offer To go or delivery service ( no more sit down at this time)

We will be offering that at this time... please stick with us in this trying time. we will do our best to stay open as long as we are able to

Hours 

Tues 11am -7pm

Wed thru Sat      8am -4pm

Sun 8am -2pm

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CJ's Kitchen- Deli & Sandwich Shop

4054 State Route 52

Youngsville, NY 12791

845-482-3211

https://www.facebook.com/CJsYoungsvilleNY/

Offering FREE Breakfast for all children

While we will close our dining room seating area, we will continue to offer all our menu items as take out. If you feel uncomfortable coming in, we will gladly bring your order to you. We will still be a cash only business however. sorry for that inconvenience.

Hours

Mon thru Fri 4:30am -2pm

Sat 5am -2pm

 

Rockland House

159 Rockland Road

Roscoe, NY 12776

607-498-4240

https://www.facebook.com/Rockland-House-152132694831235/

We will have dinner available for take-out Friday and Saturday night from 5-8. Dinner will include soup, bread and a house salad with dressing of your choice. Thanks for supporting local businesses during these hard times!

Hours:

Fri – Sat 5pm -8pm

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Miss Monticello Diner

405 Broadway

Monticello, NY 12701

845-791-8934

https://www.facebook.com/Miss-Monticello-Diner-183922891646303/

Starting 3/17 we will only be providing take-out and delivery services. Curbside pick-up will be available. Delivery is free within a 2 mile range with minimum orders of $15. Deliveries to Sackett Lake, South Woods, Kiamesha, Harris $30 minimum order. Rock Hill, Glen Wild, Mongaup Valley, Swinging Bridge $40 minimum order.

If you know of children in the Village of Monticello who are food insecure due to school closing, please let us know and we will do our best to help.

Hours:

Mon thru Thurs 7am – 11pm

Fri – Sat 7am – 12am

Sun 7 am – 10pm

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Bernie's Holiday Restaurant and Crust Italian Eatery

277 Rock Hill Drive

Rock Hill, NY 12775

BHR 845-796-3333

Crust 845-796-4444

https://www.facebook.com/BerniesHolidayRestaurant/

https://www.facebook.com/crustitalian/

Bernie's Holiday Restaurant and Crust Italian Eatery's Main Dining Rooms will be closed until further notice. HOWEVER, you can still call in your order and get FREE delivery in the Rock Hill Area (minimum $20 order) or Call in your order and get FREE Curbside Pick Up in front of the restaurants. We are also announcing a 10% Discount for all Medical and Emergency Service Personnel as a Thank you for their commitment to keeping us safe.

Easily access our menus online:

BHR:      https://bhr-sullivan.com/dinner-menu/

Crust:    Our Menu - Crust Italian Eatery

Pay with your Credit Card and request FREE Delivery within the Rock Hill area or FREE curbside pick-up in front of the Restaurants

Hours

BHR: Wed – Sun 4pm – 9pm

Crust: Mon – Sun 11:30am-9pm

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Tavern on Main

4919 State Route 52

Jeffersonville, NY 12748

845-482-2380

https://www.facebook.com/TavernOnMainNY/

Call for Take-out = Full menu on our website: www.tavernonmainNY.com/menu

( not available: Shishito peppers, short rib minis, short rib dinner, trout, chicken breast and scallops)

Hours

Accepting take-out orders all day

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Dutch's Tavern

204 Rock Hill Drive

Rock Hill, NY 12775

845-794-8950

https://www.facebook.com/rockhillnewyork/

Dutch's has take-out, curbside delivery and Free delivery in the Rock Hill area with $20 minimum order 

Hours

Mon – Sun 11:30am – 8 pm

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Ciao Bella Restaurant

46 Forestburgh Road

Monticello, NY 12701

845-796-4110

https://www.facebook.com/Ciao-Bella-restaurant-727682877265193/

We will have a limited menu and be open for front-door pickup and delivery. We will post this menu.

Hours

Mon – Sat 4 pm – 10 pm

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Albella Family Restaurant

50 Jefferson Street

Monticello, NY 12701

845-794-8866

https://www.facebook.com/AlbellaRestaurant/

Our Family Style Dishes and 2 for $25 is now available for take-out until further notice! They come with salad and bread! Also check out our family style entree's!

Hours

Tues – Fri 10:30am – 8pm

Sat 3 pm – 8pm

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Pickled Owl

218 Main Street

Hurleyville, NY 12747

845-693-5322

https://www.facebook.com/Pickledowl/

We will be open for takeout, curbside pickup, and delivery if we can swing it!  

Our menu offerings may be limited and will change day to day so please call us if you'd like to order.

Hours

Wed – Sun 12pm – 8pm

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Roscoe Diner

1908 Old Route 17

Roscoe, NY 12776

607-498-4405

https://www.facebook.com/Roscoe-Diner-216610768350830/

Along with our daily specials we have our regular menu for take-out.

Hours

Always open

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Subway

26 Thompson Square Mall

Monticello, NY 12701

845-453-1148

https://www.facebook.com/profile.php?id=100004234699236

Catering platters available

Hours

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Blue Hill Lodge & Café

1471 Denning Road

Claryville, NY 12725

845-985-0247

https://www.facebook.com/Blue-Hill-Lodge-Cafe-331726886924875/

Closed until spring

Hours

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The Eagle's Nest Restaurant

58 Eagle's Nest Road

Bloomingburg, NY 12721

845-733-4561

https://www.facebook.com/The-Eagles-Nest-127255553996645/

Join us for Easter Sunday Brunch!!! Reservations can be made my calling 845-733-4561 or messaging us on Facebook or Instagram! 🐰🐣🌷🍽 check out our page for our full menu!!

Hours

Sun 10:30am – 3:30pm

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Cochecton Fire Station

1 Depot Road

Cochecton, NY 12726

845-932-5141

https://www.facebook.com/pages/Cochecton-Fire-Station/563027174152653

Call ahead for winter hours

Hours

Mon 12pm – 10pm

Wed – Sun 12pm – 10pm

 


Health Information 

 

LOCAL HEALTH INFORMATION

Sullivan County Department of Public Health 

Crystal Run Healthcare

Crystal Run Updates 

3/17/20 update - https://conta.cc/3a0QB3T

3/12/20 update - https://conta.cc/2Ug29tJ

Catskill Regional Medical Center

 

STATE

New York State Department of Health 

Office of the Governor Andrew Cuomo 

 

FEDERAL

Centers for Disease Control (CDC)

CDC Guidance For Business

U.S. Department of Health and Human Services

U.S. White House

U.S. Food  & Drug Administration

World Health Organization (WHO)

 


Remote Working 

 

REMOTE WORKING TOOLS

 

ARTICLES

 

>> 5 Tips for staying productive while working from home<<

 

>> 20 Tips for working at home<<

 

>> Work from Home 101<<

 

Recovery Initiatives

 

The U.S. Chamber unveiled its Save Small Business Initiative to address the immediate needs of the small business community, mitigate closures and job losses, and mobilize support for long-term recovery in the wake of the economic destruction of the COVID-19 pandemic.

In addition to a call to action for the larger business community and government to help small businesses, the four-part campaign includes supplemental financial assistance, advocacy, resources, webinars and guides, and research.

The U.S. Chamber Foundation is supporting the supplemental financial assistance by launching their Save Small Business Fund. Funded by contributions from corporate and philanthropic partners, the U.S. Chamber Foundation will be providing $5,000 supplemental grants to small employers in economically vulnerable communities.

Applications for the Save Small Business Grant Fund will open this Monday, April 20, 2020, at 3:00 p.m. ET. There are several eligibility requirements which can be found here.  We encourage you to share this information with your members so they can apply for a supplemental grant if they are eligible. Chambers of Commerce may also apply if they meet the eligibility requirements

For more information on the Save Small Business Grant Fund including qualifications, the application process and FAQs, please click here.

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